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Your Dreams Matter

At Castle Wealth Group, we believe in holistic financial planning to work toward clients’ needs. Building these well-thought-out strategies takes attention to five key areas: income planning, investment planning, tax planning, health care planning and legacy planning.

Combined, planning for all five of these areas generates what we call The Retirement Game Plan.

The Retirement Game Plan 5-Step Process

Step 1

INCOME PLANNING
To begin your Game Plan, we’ll evaluate your current income situation and expenses to ensure they are sustainable for your life. Next, we’ll make sure we've maximized your Social Security, looked into your pension options and decisions, planned for premature death of a spouse, inflation, and other considerations that are critical for your income plan.

Step 2

INVESTMENT PLANNING
Depending on your risk tolerance and risk capacity, we’ll create portfolios that are customized to your overall financial goals. By being an independent Registered Investment Advisor, we are not tied in with a large “wirehouse” institution, which means we can offer a universe of funds and equities to create cost-efficient and high-quality portfolios.

Step 3

TAX PLANNING
The main goal of our tax planning is to generate more tax diversification. This means we’ll assess your current tax liability — whether it's income taxes, capital gain taxes or estate taxes — and develop strategies to minimize the taxes you pay during your retirement, as well as when passing on your wealth to the next generation.

Step 4

HEALTH CARE PLANNING
Understanding the health care system can be overwhelming. Whether you are trying to retire before Medicare, on Medicare, or concerned about the high costs of long-term care, we take the time to ensure you know your options, and create a plan that matches your health and budget.

Step 5

LEGACY PLANNING
By working collaboratively with estate planning attorneys, we can help maximize the amount your loved ones will inherit, help control how the money is to be given and minimize the taxes that are paid.

Our comprehensive planning process helps our clients answer important questions, including:

  • How do I avoid running out of money in retirement?
  • How can I reduce the effects of market volatility on my retirement?
  • How can I minimize the tax burden on my investments?
  • How do I provide for my spouse or loved ones after my passing?
  • How can I fund my grandchild’s college, a gift to charity and similar?
  • How can I protect against the devastating cost of long-term care?

We offer services in these three areas:

Grow

Prepare for retirement by putting your hard-earned assets to work.

How?

Retirement Income Strategies
Wealth Management
Annuities
Investments
IRA/401(k) Rollovers

Preserve

Protect the assets that can help you live the retirement you’ve always imagined.

How?

Asset Protection Strategies
Life Insurance
Tax-Efficient Strategies
Long-Term Care Strategies

Give

Provide for the people and causes you care about the most.

How?

IRA Legacy Planning
 

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 844.885.4200